[Kenny B]

This past Christmas I bought a bunch of gift certificates for the women in my life at a local Spa/Gym (club feel good) for those local peeps. I just found out they went out of business and the majority of the women never used the manicure/pedicure/massages that I bought them.

I called MasterCard, explained the situation, they told me to fax in all the unused gift certificates and they would credit me for them. I thought this was pretty cool, had I paid cash the $ would be lost.