exactly what Chris said...
and i do agree with magnus comment on the top banner , i will just take it off.
I will definitely do 4 columns and 3 rows
also ,
http://www.thehun.net/webmaster/grap...movielarge.gif , that 's a big no no, upload the Hun banner on your own server
from the site :
OUR BANNERS
Though we don't demand reciprocal links we sure appreciate them. You can use either a text-link or one of these banners. Please put them on your own server. Thanks for the favor!