Well here's what I would recommend for people who want the new 3G iPhone.
Buy one outright. That way you're not tied into any plan at all and all you need to do is add a data plan to your account. This is exactly what I did. Since most of the time, I'm using wifi for my iPhone, I don't need a massive data plan, so I took the 300meg package for $30 a month.
If after a month I find I need more, then I'll add more.
Any way you look at it, it's a bit pricey but that's life for us north of the border.
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