I live in Northern California. We don't have wildfires, mudslides, or earthquakes. Come to think of it, we don't have traffic or smog either.
My neighborhood has been hit hard by this housing crap, mostly because my neighborhood is brand new - and a lot of people had crappy loans. I have forty houses on my street, and last time I counted 15 of them were empty.
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ROCHARD IS OMNIPRESENT
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