This has become the most interesting thread I have ever read on any board. Many different viewpoints, with nothing held back. That is the very best way we can communicate on these webmaster boards.
Many trends were mentioned multiple times.... ie. geotargetting of foreign (non credit card) traffic, reality sites is a big one and will most likely continue to flourish. Webmaster boards and resource areas I think will taper off and the serious will survive.
I'm not sure either about Barry's take on 3rd party billing. But then again, this stuff comes without warning and surprises the most veteran webmaster.